Hello, my name is

Rainier Bacareza.

I build systems at scale.

VP of API Platforms & Open Banking at Standard Chartered. I design cloud-native systems that process millions of transactions daily.

About

VP of Open Banking Platforms with 7+ years of experience leading high-performance engineering team in Banking, Finance, Logistics, and Enterprise.

Currently leading Open Banking initiatives at Standard Chartered, where I architect and set strategic technology direction serving millions of customers across Asia, Africa, and the Middle East.

I specialize in microservices architecture, cloud-native infrastructure and API Gateways.

Tech I work with

JavaC#TypescriptGoKubernetesAzureAWSSpring BootQuarkusKeyCloakKafkaPostgreSQL
Profile Photo

Work Experience

April 2025 — Present

VP - Open Banking Platform

Standard Chartered

BankingAPIMicroservices
  • Direct the strategic technology direction and project roadmap for the API Open Banking portfolio, ensuring alignment with business goals and non-vendor reliant approach
  • Lead the digital transformation of the API platform, achieving a 40% reduction in development time through automation and standardization to ensure timely delivery of initiatives.
  • Oversee the monitoring and maintenance of critical banking systems, ensuring 99% availability and rapid resolution of production incidents.
  • Manage divisional budgets and infrastructure costs through rightsizing, ensuring financial efficiency while maintaining performance SLAs.
August 2023-March 2024

Technical Lead

Edenred

FinTechCloud NativeMicroservices
  • Manage team capacity planning, risk management, and mentorship to mobilize the organization effectively during structural changes.
  • Oversee project execution from study phase to delivery, ensuring prioritization and integration of initiatives across business units.
  • Architected cloud-native microservices processing 100K-200K daily transactions with self-healing capabilities to support high-volume business operations.
  • Serve as the primary liaison between internal stakeholders and technology vendors, coordinating on new business initiatives and fintech partnerships.
November 2019-August 2023

Lead Software Engineer

Maersk

LogisticsEnterpriseDevSecOps
  • Planned strategic technology roadmap for migrating legacy system to a cloud-native enterprise software, ensuring scalability, maintainability and extensibility.
  • Established DevSecOps standards and SDLC processes adopted across multiple squads to ensure consistent quality and operational efficiency.
  • Optimized Azure infrastructure costs through rightsizing, directly contributing to the division’s financial targets and budget control.
  • Implemented platform observability frameworks (DataDog, Grafana) to monitor distributed microservices and ensure rapid incident resolution.
2018-2019

Fullstack Software Engineer

Netstrata

ConsultingFullstack
2017-2018

Senior Software Engineer

Alorica Philippines

OutsourcingBackend
2012-2017

Software Engineer

Software Laboratories Incorporated

ConsultingFullstack

Skills

Languages

JavaGoC#TypeScriptPython

Cloud

AzureAWSKubernetesDockerHelm

Backend

Spring BootQuarkus.NET CoreNestJS

Data

PostgreSQLRedisKafkaCosmosDB

Projects

Open Banking Platform

JavaQuarkusKeyCloakKongGoLitKubernetes

Cloud-native API platform enabling TPPs to access banking services securely. Handles millions of API calls daily with sub-100ms latency.

40% faster time-to-market
99.9% uptime
100ms p95 response time

04. What's Next?

Get In Touch

I'm currently open to new opportunities. Whether you have a question or want to connect, I'll try my best to get back to you.