Hello, my name is
Rainier Bacareza.
I build systems at scale.
VP of API Platforms & Open Banking at Standard Chartered. I design cloud-native systems that process millions of transactions daily.
About
VP of Open Banking Platforms with 7+ years of experience leading high-performance engineering team in Banking, Finance, Logistics, and Enterprise.
Currently leading Open Banking initiatives at Standard Chartered, where I architect and set strategic technology direction serving millions of customers across Asia, Africa, and the Middle East.
I specialize in microservices architecture, cloud-native infrastructure and API Gateways.
Tech I work with

Work Experience
VP - Open Banking Platform
Standard Chartered
- —Direct the strategic technology direction and project roadmap for the API Open Banking portfolio, ensuring alignment with business goals and non-vendor reliant approach
- —Lead the digital transformation of the API platform, achieving a 40% reduction in development time through automation and standardization to ensure timely delivery of initiatives.
- —Oversee the monitoring and maintenance of critical banking systems, ensuring 99% availability and rapid resolution of production incidents.
- —Manage divisional budgets and infrastructure costs through rightsizing, ensuring financial efficiency while maintaining performance SLAs.
Technical Lead
Edenred
- —Manage team capacity planning, risk management, and mentorship to mobilize the organization effectively during structural changes.
- —Oversee project execution from study phase to delivery, ensuring prioritization and integration of initiatives across business units.
- —Architected cloud-native microservices processing 100K-200K daily transactions with self-healing capabilities to support high-volume business operations.
- —Serve as the primary liaison between internal stakeholders and technology vendors, coordinating on new business initiatives and fintech partnerships.
Lead Software Engineer
Maersk
- —Planned strategic technology roadmap for migrating legacy system to a cloud-native enterprise software, ensuring scalability, maintainability and extensibility.
- —Established DevSecOps standards and SDLC processes adopted across multiple squads to ensure consistent quality and operational efficiency.
- —Optimized Azure infrastructure costs through rightsizing, directly contributing to the division’s financial targets and budget control.
- —Implemented platform observability frameworks (DataDog, Grafana) to monitor distributed microservices and ensure rapid incident resolution.
Fullstack Software Engineer
Netstrata
Senior Software Engineer
Alorica Philippines
Software Engineer
Software Laboratories Incorporated
Skills
Languages
Cloud
Backend
Data
Projects
Open Banking Platform
Cloud-native API platform enabling TPPs to access banking services securely. Handles millions of API calls daily with sub-100ms latency.